Business Insurance
All businesses require property and casualty insurance.
Property coverage can be tailored to protect against damage to almost all types of business property owned, leased, or in the care of the business. Casualty coverage can be tailored to provide businesses with the necessary protection against legal liability.
Most coverages are available separately or combined as part of a package. The owner of a small to mid size company may require a Business Owner’s policy, providing a well defined variety of coverages, while larger companies may require a commercial package policy that may be more easily customized to meet their business’s needs.
Knobloch Insurance has had years of experience with all types of commercial insurance and bonds. We review our clients’ current policies, obtain details concerning the operations of their company, and analyze the company’s insurance needs in order to advise on the appropriate coverages and policies.
Knobloch Insurance utilizes preferred carriers such as Ohio Casualty, Travelers, Peninsula, Donegal, State Auto and Harford Mutual in order to provide competitive pricing and industry specific comprehensive coverages. These insurance companies provide specialized programs for their preferred industries. These programs are available for many types of businesses including, but not limited to:
- Automotive Parts and Services
- Beauticians
- Contractors
- Daycare
- Funeral Homes
- Landscaping/Lawn Care
- Photography
- Restaurants
- Social Services
Discounts are available for association members of various industries, such as the Maryland and West Virginia Funeral Directors Association.
Knobloch Insurance will also utilize various reputable brokerage and surplus lines markets in order to obtain coverage for non-standard and hard to insure risks.
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